Don't get scammed by fake health plans

Hope Murray thought her prayers had been answered. Her daughter, Meredith, desperately needed to see a doctor after suffering a brain injury in a car accident, but health insurance companies wouldn't sell her a policy because of her pre-existing condition. So Murray was relieved to find Direct Medical Network Solutions Inc. while surfing the Internet. It wasn't insurance but a program that advertised deep discounts at doctors' offices and hospitals. Murray immediately signed up for the program, which she says advertised $30 doctor visits and $50 visits to specialists.